Terms & Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the W4.0 website and platform operated by W4.0 Ltd (“we”, “us”, “our”). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Service Description

W4.0 provides an investment research and transparency platform that allows users to view investment strategies, portfolio holdings, performance data, and related research content. W4.0 does not provide personalised financial advice, manage client funds, or execute trades on behalf of users.

The information provided through our platform is for informational and educational purposes only and should not be construed as investment advice.

3. Account Registration

To access certain features, you must create an account. You agree to provide accurate, current, and complete information and to keep your account credentials secure. You are responsible for all activity under your account.

4. Subscription Plans

We offer various subscription plans with different levels of access. Plan details, pricing, and features are described on our pricing page. We reserve the right to modify plan offerings and pricing with reasonable notice.

Subscriptions are billed in advance on a monthly or annual basis. You may cancel your subscription at any time, and cancellation will take effect at the end of the current billing period.

5. Investment Disclaimer

Past performance is not indicative of future results. All investment strategies carry risk, including the potential loss of capital. The strategies presented on W4.0 are research-based models and do not constitute personalised investment advice.

You should consult with a qualified financial adviser before making any investment decisions. W4.0 does not hold client funds or execute trades.

6. Intellectual Property

All content on the W4.0 platform — including research, analysis, strategy compositions, and design — is the intellectual property of W4.0 Ltd. You may not reproduce, distribute, or create derivative works without our written consent.

7. Limitation of Liability

To the maximum extent permitted by law, W4.0 Ltd shall not be liable for any indirect, incidental, or consequential damages arising from your use of or inability to use our services, including any investment decisions made based on information provided through our platform.

8. Changes to Terms

We may update these Terms from time to time. We will notify registered users of material changes via email. Continued use of the platform after changes constitutes acceptance of the updated Terms.

9. Contact

For questions about these Terms, please contact us at help@w4pz.com.